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The information and tools included on this site, and any results obtained or conclusions reached based on the use of such information and tools, are intended for general guidance only and may not apply to a particular situation based on the circumstances. They are not intended to be, should not be construed as, and are not a substitute for an official determination by the appropriate regulatory agency. They are not legally enforceable and do not create any legal rights or impose any legally binding requirements or obligations on the Federal Reserve Bank of St. Louis or the Federal Reserve System.  Information regarding the locations of bank branches and the deposits associated with those branches were obtained primarily from the Federal Deposit Insurance Corporation's 2016 Summary of Deposits.  Neither the Federal Reserve Bank of St. Louis nor the Federal Reserve System makes any claims or guarantees regarding the accuracy or timeliness of this information.  Banking market definitions reflect the most recent information provided by each Federal Reserve Bank for areas within its District and are subject to change at the discretion of Federal Reserve staff.

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